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Legal Agreement

Terms of Service

Last updated: February 9, 2026

By accessing or using RichCub (richcub.com), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

1. Acceptance of Terms

By accessing or using RichCub, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you are using our website on behalf of an organization, you represent that you have the authority to bind that organization to these terms.

2. Use of Site

Permission is granted to temporarily access the materials on RichCub's website for personal, non-commercial viewing only. Under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or public display
  • Attempt to decompile or reverse engineer any software contained on the website
  • Remove any copyright or other proprietary notations from the materials
  • Transfer the materials to another person or mirror the materials on any other server

3. Intellectual Property

All content on RichCub, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of RichCub or its content suppliers and protected by United States and international copyright laws.

4. User Content

By posting, uploading, or submitting content to RichCub, you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in any media.

5. Disclaimers

Important: The content on RichCub is for informational and educational purposes only and should not be construed as professional financial advice. We are not financial advisors, and the information provided does not constitute investment, legal, or tax advice.

The materials on this website are provided on an "as is" basis. RichCub makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

6. Limitation of Liability

In no event shall RichCub, its officers, directors, employees, or agents be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on RichCub's website.

7. Indemnification

You agree to indemnify, defend, and hold harmless RichCub, its affiliates, officers, directors, employees, consultants, and agents from any and all third-party claims, liability, damages, and/or costs arising from your use of our website, your violation of these Terms of Service, or your infringement of any intellectual property or other right of any person or entity.

8. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Delaware, United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

9. Changes to Terms

RichCub reserves the right to revise these Terms of Service at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms of Service. We encourage you to review these terms periodically.

10. Contact

If you have any questions about these Terms of Service, please contact us at our contact page or email us at [email protected].