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Important Notice

Disclaimer

Last updated: February 9, 2026

The information on this website is for educational purposes only and does not constitute financial, investment, tax, or legal advice. Always consult with qualified professionals before making financial decisions.

General Information

RichCub ("we," "us," or "our") provides educational content about personal finance topics including credit scores, insurance, investing, and mortgages. The information provided on this website is for general informational and educational purposes only.

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website.

Not Financial Advice

The content on RichCub is not intended to be a substitute for professional financial advice. We are not financial advisors, certified financial planners, tax professionals, or attorneys. The information provided should not be construed as personalized investment, tax, or legal advice.

Before making any financial decisions, you should:

  • Consult with a qualified financial advisor
  • Consider your individual financial situation and goals
  • Conduct your own research and due diligence
  • Seek advice from licensed professionals for tax and legal matters

Investment Risks

All investments carry risk, including the potential loss of principal. Past performance does not guarantee future results. The value of investments can go down as well as up, and you may receive less than you originally invested.

Any references to specific securities, investment strategies, or market performance are for illustrative purposes only and should not be considered recommendations to buy or sell any security.

Third-Party Links

This website may contain links to third-party websites or services that are not owned or controlled by RichCub. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

Affiliate Disclosure

Some links on this website may be affiliate links. This means we may earn a commission if you click on a link and make a purchase or sign up for a service. This does not affect the price you pay or our editorial independence. We only recommend products and services we believe will be valuable to our readers.

Calculator Disclaimer

The calculators and tools provided on this website are for illustrative purposes only. Results are estimates based on the information you provide and various assumptions. Actual results may vary significantly based on factors not accounted for in our calculations.

Limitation of Liability

To the fullest extent permitted by law, RichCub shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our website or reliance on any information provided.

Changes to This Disclaimer

We reserve the right to update or modify this disclaimer at any time without prior notice. Your continued use of the website after any changes indicates your acceptance of the updated disclaimer.

Contact Us

If you have any questions about this disclaimer, please contact us at our contact page.